Do you charge a cancellation fee?

Maa Tara Travels charges a small fee on cancellations.

How much amount can I finance?

Your travel loan amount can be anywhere between Rs.10,000-Rs.10,00,000. It is usually calculated at max. 80% of the Trip Value.

Can I apply for Monthly Payment Plan over the phone?

Unfortunately, we do not take applications over the phone. Please visit our office or one of our travel partners to apply.

How do I participate in Monthly Payment Plan?

You can avail Pay in Parts option through us or our travel partner. If he has not partnered with Maa Tara Travels please ask him to do so.

When does interest start to accrue?

Interest begins to accrue the day your loan originates.

What kind of travel can I buy from Monthly Payment Plan?

Our travel provider partners sell everything from flights, to vacation packages, from hotels to cruises, and they make monthly payment plan available for a broad range of ancillary products and travel purchases.

Can I make other changes to travel I made with Monthly Payment Plan?

Any travel-related changes would need to be discussed with your travel provider directly. The effect of any changes to your travel arrangements on your loan balance will depend upon the nature, type and monetary amounts involved in the changes made

Why is my first payment different from my remaining payments?

Your first payment also includes a down payment for your travel purchased along with the first monthly payment amount. That is why, it’s different.

Can I make additional payments?

Yes, Maa Tara Travels allows you to make additional payments.

If I make additional monthly payment, will my monthly payment change?

Your monthly payment will not change, but the amount of the last payment and the duration of your loan will be reduced

Where can I review my monthly payment plan details?

Send us an email on the id support@sankash.in & we will be happy to help you.

How do I make my Monthly Payments?

All the monthly payments will be directly debited from the registered bank account.
In case the monthly payment is not debited directly, our team will contact you and send you a payment link for the same.

Are there any penalties for paying off my pending trip-amount early?

Yes, please check with our customer service team

Can I make changes to the form of payment I’m using to make my monthly payments?

Sorry, you cannot change the form of payment, EMI will be directly debited from the bank account.

Will Maa Tara Travels send me payment reminders?

Yes. We or our parent organization will send you reminders via both email and text messages before your due monthly payment.

When are my monthly payments due?

Your monthly payments are due on 5th of every month, starting from the month post which loan is disbursed.

What happens if I don’t pay?

We or our parent organization reserves the right to report payment delinquencies of 30 days or longer to one or more consumer reporting agencies in accordance with applicable law.

Is this Loan based on my CIBIL score? Is this process safe/legal?

Yes, as all of our financial partners are RBI registered

I am 60, retired but getting pension, can I apply?

No, the applicant's age has to be less than 57 and should be in service i,e. earning member

I am an NRI or I am in the armed forces, can I apply?

NO.

What if I am not eligible?

The applicant can opt for a co-applicant who can be your friends or family members.

Is it necessary that the applicant has to travel?

No, the applicant need not be the traveler & the traveler need not be the applicant

What documents do you need?

For Salaried: PAN CARD, ANY ONE ADDRESS PROOF (AADHAR, PASSPORT, DRIVING LICENCE, VOTER ID ETC., BANK STATEMENT AT LEAST SIX MONTHS (Salary account), Salary Slips – Last 3 months
For Self-Employed: PAN CARD (PERSONAL), ANY ONE ADDRESS PROOF (AADHAR, PASSPORT, DRIVING LICENCE, VOTER ID ETC, BANK STATEMENT AT LEAST SIX MONTHS (Primary income account) ITR last 2 years

Do you have interest free EMI?

Yes, when you opt for a 6 months tenure, anything more than that will be charged interest starting from 1% per month

Are there any other charges applicable?

Yes, a nominal Processing Fee (Attached) & Loan Protector insurance will be charged but that also will be converted as EMIs. No hidden charges

How long does it take to check if my loan is approved/rejected?

24 Hours max

Can I opt EMI for the entire package?

Yes, the applicant has all the rights to decide what amount he wants the loan for. It could be less/more than the package value depending on the eligibility

What is the charge if I want to pre-close the Loan?

There are NO charges for pre-closure. The applicant can close the loan whenever he wants within the committed tenure.

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